A Personal Choice has partnered with United Medical Credit to offer the best tubal reversal financing plan available. This plan is the United Medical Patient Direct Loan and it provides applicants with the greatest flexibility when having reversal surgery.
This plan has been newly created by United Medical and the reversal loan allows patients to have tubal reversal, Essure reversal, Essure removal, and vasectomy reversal. This is less of a financing plan and more of a health care loan for you to spend as you see fit.
Tubal reversal financing: Traditional surgery financing
When you are approved for traditional reversal financing you will be issued a financing ‘credit card‘, which can only be used the same day you have your medical procedure, or a check , which will be sent directly to the doctor’s office after your surgery. Although a financing ‘credit card’ is issued it is not the same as a credit card. It is more like a prepaid health care card, can only be used for approved medical procedures, and the funds can only be released on the day of your surgery.
With traditional financing the money can only be used for pre-approved surgery and at the time your surgery is performed. Patients who use ‘traditional financing’ to pay for their surgery are charged a $500 financing administration fee by A Personal Choice. This fee is for any reversal surgery financed with United Medical Credit financing.
United Medical Patient Direct Loan: Best way to pay for reversal surgery
The United Medical Patient Direct Loan is just that… a loan to you, which can be used towards reversal surgery and any expenses associated with having reversal surgery. This loan gives you greater flexibility when planning your surgery. If you are approved you can use the money to help pay for travel and hotel expenses and any expenses you may incur after your surgery.
The UMC Patient Direct Loan program can be offered in any amount up to a maximum of $25,000.
With this greater flexibility it is easy to see how this could be a better financial arrangement for patients considering reversal surgery.
Best tubal reversal financing: Greater savings with UMC Patient Direct Loan
A Personal Choice realizes the benefit the UMC Patient Direct Loan offers reversal surgery patients. This loan also helps our office because it removes our office as the middle person and reduces the cost our office incurs when working with the financing company.
Since this is a personal loan to you from an outside company that does not involve our office we are able to waive the $500 financing administration fee. This saves you money!
How to apply for financing for reversal surgery?
You should apply for financing directly from United Medical Credit. Helpful hints when applying:
1. You can apply on-line easily and without cost.
2. If you are not approved you can reapply more than once.
3. If you don’t have good credit you may not get approval.
4. It helps to have a co-applicant with good credit when applying for financing.
5. You may receive full or partial financing.
You will need to get pre-approved before you call our office to schedule surgery. The scheduling nurse will need to know at the time of scheduling if you will be financing your surgery.
Remember: The $500 financing fee will only be waived if you pay in full at the time of scheduling with the UMC Patient Direct Loan program. The financing fee will remain in place if you are using traditional financing with United Medical Credit.
For more information about best tubal reversal financing and links to the best tubal reversal financing companies: Financing Reversal Surgery