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Financing Reversal Surgery

For patients interested in financing reversal surgery, A Personal Choice has partnered with CareCredit and United Medical Credit to accept financing for tubal ligation reversal, vasectomy reversal, Essure removal, and Essure reversal surgery.

Financing reversal surgery can be a convenient way to have reversal surgery without waiting to save for the full amount.

How to obtain financing for reversal surgery?

To obtain financing for surgery, you will need to apply to the financing companies directly before scheduling surgery.

Once you are approved you can schedule surgery and the financing company will pay for your surgery. After your surgery is completed, you are responsible for paying the financing company for your surgery over the time frame you agreed upon. Your interest rate and terms are established with the financing company at the time you were approved.

If you qualify for the United Medical Credit Patient Direct Loan you may be able to use the money to pay for any expenses related to reversal surgery.

Financing reversal surgery can be a great way to have your surgery now…but pay for your surgery later.

Important points about financing reversal surgery?

The following are important points to be aware of when financing reversal surgery with
A Personal Choice.

  • Qualification for financing is dependent on your financial situation and credit rating
  • You are responsible for obtaining approval for financing
  • After you have qualified we will need your financing information when you call to schedule reversal surgery
  • $500 financing administration fee is required for all financed surgeries. This financing fee cannot be combined with your financed amount, is non-refundable, and is payable at time of surgery scheduling
  • If you qualify for United Medical Credit Patient Direct Loan and pay your surgery fee in full at the time of scheduling then the $500 financing fee will be waived. The fee will only be waived for this loan and when surgery is paid in full at time of scheduling.

United Medical Credit: Reversal Surgery Financing

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Click on this image to visit United Medical Credit website

Every day, medical providers perform necessary procedures for patient’s health and well-being. On many occasions patients are unable to pay upfront for these important medical procedures. United Medical Credit assists patients by helping them finance medical procedures without hassle.

Through a network of experienced physicians and competitive lenders, United Medical Credit is able to provide you with the right medical financing options, at the best rates, and in a timely fashion.

United Medical Credit offers both a financing and a loan option:
UMC Provider Direct Financing and UMC Patient Direct Loan

UMC Provider Direct Financing
UMC Provider Direct financing is a traditional financing program. If you are approved for traditional surgery financing United Medical will send payment directly to A Personal Choice after your surgery is scheduled.

UMC Patient Direct Loan
UMC Patient Direct Loan Program is a personal loan to the patient and offers patients much more flexibility because United Medical Credit will deposit money into the patient’s account before surgery is completed and this money can be used for any expenses related to your procedure. The UMC Patient Direct Loan Program will fund amounts of up to $25,000. You can then use these funds to pay A Personal Choice directly for your surgery and to pay for travel, lodging, and food expenses!

If you qualify for the UMC Patient Direct Loan Program and pay for your surgery in full at the time of scheduling then A Personal Choice will waive the $500 financing fee.

Apply now for United Medical Credit financing by clicking on the United Medical Credit logo or here: Apply for United Medical Credit Patient Direct Loan or Provider Direct financing

CareCredit: Reversal Surgery Financing

CareCredit will provide a medical credit card for your health needs that lets you enjoy the benefits of living well today, with special healthcare financing options so you can pay monthly. Once approved you will be issued a CareCredit credit card that can only be used for approved medical and surgical procedures at the time your services are rendered.

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Click on this image to visit CareCredit website

With special financing options for health and wellness, the CareCredit healthcare credit card helps make costly procedures and treatments more manageable with special financing options.

A Personal Choice exclusively participates in CareCredit’s 24 to 60 months financing plans. The office does not participate in the no interest financing plans.

Apply now for CareCredit financing by clicking on the CareCredit logo or here:
Apply for CareCredit financing

Financing Reversal Surgery With The Two Best Companies Around

With two of the best financing reversal companies working with A Personal Choice it has never been easier to finance tubal reversal surgery or finance vasectomy reversal surgery. These companies have also partnered with A Personal Choice to offer patients financing for Essure reversal and Essure removal surgery.

Tips on Financing Reversal Surgery

1. Have good credit
Financing companies are only willing to finance surgery (loan you money) if they feel you are financially stable enough to repay your loan. They do not want to loan money if they feel you will not repay them.

2. Consider applying with a co-applicant (loan co-signer)
A co-applicant with good credit can greatly increase your chances of obtaining surgery financing. The companies will often advise our office: A good co-applicant will increase the chances of a loan approval for this patient, allowing them to finance their procedure!

3. What to do if your application is rejected?
If your application is rejected you can reapply with a co-applicant or another co-applicant with better credit.

4. Funding amounts
You may receive full or partial funding for surgery. The better your credit or the better the credit of your co-applicant then the more funding you can expect.

5. United Medical Credit Patient Direct Loan Program
Consider applying for United Medical Credit’s Patient Direct Loan Program. If you are approved then the loan is deposited directly into your bank account before surgery and you can pay our office as if you were paying directly for your reversal surgery. You can also use this money to pay for any surgery related expenses.

219 thoughts on “Financing Reversal Surgery”

  1. Malena says:

    I was seen previously at the Jones Institute and was diagnosed with Hydrosalpinx and Blockage. Will fixing the tubes be determined on how bad the blockage is?

    1. Dr. Monteith says:

      Malena
      They will either recommend removing your tubes so IVF will be more successful or tubal surgery. We can sometimes repair the tubes by opening the closed end. The chance of pregnancy with this type of repair is about 40%. Give us a call at (919)968-4656 if you have questions. Ideally we will need to see a copy of your records to determine if you are a candidate for surgery.

  2. Marilyn cortes says:

    Quisiera hacerme las reversion de trompas anteriormente ya abia ablado y mande mis registros solo k no e podido llenar el cuestionario quisiera saber si puedo ir a la oficina en raleig y me puedan ayudar y pagar mas de la mitad para poder comenzar a pagar para poder hacerme la reversion de trompas gracias si pudieran llamarme o dejarme correo

    1. Dr. Monteith says:

      Call us next week at (919)968-4656 and speak with Kaycee. She speaks Spanish and will be able to help you.

  3. Cristie says:

    How much is Essure reversal? What if I’m over weight can I still be helped with this?

    1. Dr. Monteith says:

      We charge $7,500 for Essure reversal surgery. You can have surgery at our center as long as your BMI is less than 37.

      You can calculate your BMI here: BMI Calculator

      Call us at (919) 968-4656 8am to 5pm eastern standard time and we would be happy to speak with you about reversal at our center.

      The following link will answer most of your questions about reversal. This is the MOST HELPFUL INFORMATION to read when considering reversal at our office. Each question has a link to more information about the question: Frequently asked questions about tubal reversal

  4. SANDY says:

    I NEED A TUBAL REVERSAL I GOT MY TUBES TIED IN 2003 I’M 40 YEARS OLD I HAVE THE OPERATIVE REPORT THEY BAND THEM I WANT TO SEE IF I’M A GOOD CANDIDATE
    MY BMI IS 37

    1. Dr. Monteith says:

      Sandy
      Reversing tubal bands (or rings) can provide an excellent chance of success. The chance of pregnancy after reversal of tubal rings can be as high as 80%.

      We have a maximal BMI limit of 37 so it is very important if you come to us for surgery that your BMI be less than 37.

      You can see our tubal ring reversal testimonials here: Testimonials of Successful Tubal Ring Reversals

      We charge $6400 total plus $125 to schedule and we are located in Raleigh, North Carolina. Patients pay in full and out-of-pocket at the time of scheduling. All you have to pay for in addition to the surgical fee is the cost of travel, hotel, and food.

      We do have a prepayment tubal reversal plan that allows you to save towards your reversal over a 3 year period.

      Although $6,400 seems expensive…the alternative treatment in-vitro fertilization (IVF) average $12,000 to $14,000 and is about 40% successful!

      The main advantage to tubal reversal is that every month you have a chance and you can become pregnant more than once.

      Call us at (919) 968-4656 8am to 5pm eastern standard time and we would be happy to speak with you.

      The following link will answer most of your questions about reversal. This is the MOST HELPFUL INFORMATION to read when considering reversal at our office. Each question has a link to more information about the question: Frequently asked questions about tubal reversal

  5. Leslie says:

    Can my tubes become untied without a procedure?

    1. Dr. Monteith says:

      Leslie
      Tubes dont come untied. You will need tubal reversal to become pregnant. Tubal ligation failure can happen but the chance of your tubal ligation failing is less than 1%. Call us at (919) 968-4656 8am to 5pm eastern standard time and we would be happy to speak with you.

      The following link will answer most of your questions about reversal. This is the MOST HELPFUL INFORMATION to read when considering reversal at our office. Each question has a link to more information about the question: Frequently asked questions about tubal reversal

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