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Financing Reversal Surgery

For patients interested in financing reversal surgery, A Personal Choice has partnered with United Medical Credit to accept financing for tubal ligation reversal, vasectomy reversal, Essure removal, and Essure reversal surgery.

Financing reversal surgery can be a convenient way to have reversal surgery without waiting to save for the full amount.

How to obtain financing for reversal surgery?

To obtain financing for surgery, you will need to apply to the financing company directly before scheduling surgery.

Once you are approved you can schedule surgery and the financing company will pay for your surgery. After your surgery is completed, you are responsible for paying the financing company for your surgery over the time frame you agreed upon. Your interest rate and terms are established with the financing company at the time you were approved.

If you qualify for the United Medical Credit Patient Direct Loan you may be able to use the money to pay for any expenses related to reversal surgery.

Financing reversal surgery can be a great way to have your surgery now…but pay for your surgery later.

Important points about financing reversal surgery?

The following are important points to be aware of when financing reversal surgery with
A Personal Choice.

  • Qualification for financing is dependent on your financial situation and credit rating
  • You are responsible for obtaining approval for financing
  • After you have qualified we will need your financing information when you call to schedule reversal surgery
  • $500 financing administration fee is required for all financed surgeries. This financing fee cannot be combined with your financed amount, is non-refundable, and is payable at time of surgery scheduling
  • If you qualify for United Medical Credit Patient Direct Loan and pay your surgery fee in full at the time of scheduling then the $500 financing fee will be waived. The fee will only be waived for this loan and when surgery is paid in full at time of scheduling. See below for more details.

United Medical Credit: Reversal Surgery Financing

Every day, medical providers perform necessary procedures for patient’s health and well-being. On many occasions patients are unable to pay upfront for these important medical procedures.

United Medical Credit assists patients by helping them finance medical procedures without hassle.

Through a network of experienced physicians and competitive lenders, United Medical Credit is able to provide you with the right medical financing options, at the best rates, and in a timely fashion.

United Medical Credit offers financing and loan options:
(1) UMC Provider Direct Financing
(2) UMC Patient Direct Loan

1. UMC Provider Direct Financing

UMC Provider Direct financing is a traditional surgery financing program.

If you are approved for UMC Provider Direct financing, then United Medical will send your surgery payment directly to A Personal Choice after your surgery is scheduled.

2. UMC Patient Direct Loan

United Medical Credit’s Patient Direct Program is a personal loan program.

If you are approved for United Medical Credit’s Patient Direct Program, then United Medical will send monies from your approved loan directly into your personal account.

UMC’s Patient Direct Program offers much more flexibility because money is deposited into the patient’s account before surgery is completed! This money can be used for any expenses related to your procedure.

The UMC Patient Direct Loan Program will fund amounts of up to $25,000. You can then use these funds to pay A Personal Choice directly for your surgery and to pay for travel, lodging, and food expenses!

If you qualify for United Medical Credit’s Patient Direct Program* and pay for your surgery in full at the time of scheduling then A Personal Choice will waive the $500 financing fee.

Important Points About UMC’s Patient Direct Loan Program

*Excellent credit is required to qualify for the Patient Direct Program. Not all applicants will qualify.

* The surgery fee will only be waived if you qualify for a Patient Direct Loan and the surgery is paid in full at time of scheduling.

*The Patient Direct program is currently NOT Available for applicants residing in Colorado, Connecticut, Iowa, Maine, Maryland, New York, North Dakota, Pennsylvania, Rhode Island, Vermont and West Virginia.

How to apply for UMC Financing for reversal surgery?

Apply now for UMC financing by clicking on the United Medical Credit logo on this page or using this link:

tubal-reversal-financing-United-Medical-credit

Click here to apply for UMC Credit for Dr. Monteith’s office

Apply for United Medical Credit Patient Direct Loan or Provider Direct financing

With the best financing reversal company working with A Personal Choice it has never been easier to finance tubal reversal surgery or finance vasectomy reversal surgery.

United Medical has also partnered with A Personal Choice to offer patients financing for Essure reversal and Essure removal surgery.

Tips on Financing Reversal Surgery

1. Have good credit
Financing companies are only willing to finance surgery (loan you money) if they feel you are financially stable enough to repay your loan. They do not want to loan money if they feel you will not repay them.

2. Consider applying with a co-applicant (loan co-signer)
A co-applicant with good credit can greatly increase your chances of obtaining surgery financing. The companies will often advise our office: A good co-applicant will increase the chances of a loan approval for this patient, allowing them to finance their procedure!

3. What to do if your application is rejected?
If your application is rejected you can reapply with a co-applicant or another co-applicant with better credit.

4. Funding amounts
You may receive full or partial funding for surgery. The better your credit or the better the credit of your co-applicant then the more funding you can expect.

5. United Medical Credit Patient Direct Loan Program
Consider applying for United Medical Credit’s Patient Direct Loan Program. If you are approved then the loan is deposited directly into your bank account before surgery and you can pay our office as if you were paying directly for your reversal surgery. You can also use this money to pay for any surgery related expenses.

297 thoughts on “Financing Reversal Surgery”

  1. Annonymous says:

    I have had my tubes clamped for 2 years now and am only in my mid 20’sits caused so many problems I didn’t have before hand and my dr i have now is wanting them removed she said it’s medically necessary as it would return my body somewhat back to original state and would give me relief from my symptoms my insurance said they would cover them to be reversed if this was the case do y’all do that?

    1. Dr. Monteith says:

      We are unable to take insurance for payment for Essure reversal or removal. If you want Essure removal and want your insurance to pay for it then you will need to have the surgery done in a hospital setting.

  2. Liss says:

    Asking for information to get a tubal reversal.

    1. Dr. Monteith says:

      Liss
      We can reverse most tubal ligation procedures. We should be be able to help you with tubal reversal surgery and you should send us your tubal ligation records for a free review.

      We charge $6400 total plus $125 to schedule and we are located in Raleigh, North Carolina. Patients pay in full and out-of-pocket at the time of scheduling. All you have to pay for in addition to the surgical fee is the cost of travel, hotel, and food.

      On average the chance of pregnancy after tubal ligation reversal is about 60% if you are under age 42.

      We do have a prepayment tubal reversal plan that allows you to save towards your reversal over a 3 year period.

      Although $6,400 seems expensive…the alternative treatment in-vitro fertilization (IVF) average $12,000 to $14,000 and is about 40% successful!

      The main advantage to tubal reversal is that every month you have a chance and you can become pregnant more than once.

      The following link will answer most of your questions about reversal. This is the MOST HELPFUL INFORMATION to read when considering reversal at our office. Each question has a link to more information about the question: Frequently asked questions about tubal reversal

      Call us at (919) 977-5050 8am to 5pm eastern standard time and we would be happy to speak with you about tubal reversal at our facility.

  3. Anonymous says:

    I need help to get my vasectomy reversal i just got maried and my wife dont have any kids and thatzs bringing problems to my life.

    1. Dr. Monteith says:

      Call us at (919)977-5050 and we would be happy to speak more with you about vasectomy reversal surgery at our facility.

  4. Jessica says:

    I need help with getting my tubal reversal i want other baby

    1. Dr. Monteith says:

      Jessica
      We should be able to help you with tubal reversal surgery. You should send us your tubal ligation records for a free review.

      We charge $6400 total plus $125 to schedule and we are located in Raleigh, North Carolina. Patients pay in full and out-of-pocket at the time of scheduling. All you have to pay for in addition to the surgical fee is the cost of travel, hotel, and food.

      On average the chance of pregnancy after tubal ligation reversal is about 60% if you are under age 42.

      We do have a prepayment tubal reversal plan that allows you to save towards your reversal over a 3 year period.

      Although $6,400 seems expensive…the alternative treatment in-vitro fertilization (IVF) average $12,000 to $14,000 and is about 40% successful!

      The main advantage to tubal reversal is that every month you have a chance and you can become pregnant more than once.

      The following link will answer most of your questions about reversal. This is the MOST HELPFUL INFORMATION to read when considering reversal at our office. Each question has a link to more information about the question: Frequently asked questions about tubal reversal

      Call us at (919) 977-5050 8am to 5pm eastern standard time and we would be happy to speak with you about tubal reversal at our facility.

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